Finance your dream bike with JONITO. Individual instalments and terms ensure maximum flexibility.
We would like to support you in realising your small and big wishes. That's why we offer you the option of shopping basket financing. Individual instalments and terms ensure your flexibility. Santander Consumer Bank AG is the leading banking institution for consumer credit transactions in Germany.
For a term of up to 12 months, we take over your interest and you pay 0% interest.
The following requirements must be met in principle:
Age of majority
Main residence in Germany
Disposal of a current account
Possession of a valid identity card or passport with current proof of the address of your main residence
For non-EU citizens, further proof is required, such as a residence and work permit and a current proof of the address of your main residence.
This is how it works at JONITO
Select desired bike
Simply place your desired items in the shopping cart, proceed to checkout and select "Santander financing" as payment method.
Enter your required data in the corresponding fields and submit the application. Your preliminary credit decision will be displayed to you immediately.
If the decision is positive, you will be forwarded directly to our Digital Contract Centre. You will also receive the link to the contract centre by e-mail. In the Digital Contract Centre you can check your contract and upload the necessary documents.
Then you choose how you would like to conclude your financing: paperless, digital contract conclusion or classic contract conclusion by signing the contract after printing it out.
a) Digital conclusion: legitimise yourself via video call from the comfort of your own home. To do so, please have your identity card or passport (including a current proof of the address of your main residence) ready. You can then sign your financing application conveniently and securely online within a few minutes.
b) Traditional closing: Simply go to a Deutsche Post AG branch with your signed financing documents, a copy of your current proof of income, your identity card or passport (including proof of residence) and your PostIdent coupon and have an employee confirm your identity (legitimation check). Of course, both legitimation procedures are free of charge for you.
Note: If you are already a customer of Santander Consumer Bank, the new legitimation check is not required under certain conditions.
Ride & have fun
As soon as your financing application has been received by Santander, delivery will be made to you immediately. The prerequisite is a final positive assessment of your financing documents and the availability of goods.
FAQ - Frequently asked questions about financing
Santander Consumer Bank AG is a leading consumer lender in Germany and has been active for more than 50 years as a service-strong financial services provider in the area of sales financing for consumer goods. With innovative product ideas and contemporary financing programmes, the Bank has been able to further establish itself in the market as a company and with the Santander brand. Santander Consumer Bank AG has over 6 million customers in Germany. For more information, visit www.santander.de.
Yes, your entire shopping basket will be financed, except for vouchers.
Yes, the amount of the shopping basket (financing amount) must be at least € 99.
Basically, all persons of legal age with a permanent residence in Germany can carry out a financing. You also need a valid identity card or passport (current proof of the address of your main residence) and a current account maintained in Germany. Furthermore, you should have a profession with a regular income. Of course, pensions and annuities are also part of the regular income. For non-EU citizens, further proof is required, such as a residence and work permit and a current proof of the address of your main residence.
Yes, the buyer and borrower must be identical. You certify the match with your signature on the loan agreement.
As soon as your documents have been received by Santander Consumer Bank AG, finally checked and assessed as positive, the goods (if in stock) will be sent to you. Taking into account the mail run, a delivery release is possible within two bank working days.
With regard to the purchase contract, the legal right of cancellation applies, which begins at the earliest with the receipt of the goods. If you wish to adhere to the purchase contract and choose an alternative method of payment, you must revoke the financing contract within the deadline. If you wish to withdraw from the purchase contract, the financing contract is automatically void. For more information on the right of cancellation, please refer to the cancellation instructions of your finance contract.
Every bank is required by law to carry out a verification of identity. This check serves your own security in order to be able to identify you as the applicant for a mortgage. Note: If you are already a customer of Santander Consumer Bank, under certain conditions the new legitimation check is not required.
The Postident procedure is the verification of your identity by an employee of Deutsche Post AG. Together with the printout of your financing application, you will also receive a Postident coupon. With this coupon, your financing documents and your valid identity card or passport (including registration certificate), you go to the nearest Deutsche Post AG branch. A postal employee will take care of everything else for you and send your signed financing documents to Santander Consumer Bank. The legitimation is of course free of charge for you.
When applying for a loan for the first time, the customer's identity must be verified. The customer can choose between a legitimation via VideoID or via PostIdent procedure. VideoID enables the customer to identify himself easily and conveniently from home or on the road, using his own PC, tablet or smartphone. In addition to the identity check (verification of the ID), your interlocutor checks various security aspects. Prerequisites for a successful check are a valid German identity card or passport, a stable internet connection and an up-to-date internet browser (e.g. Firefox, Chrome, Opera). After successful legitimation, you will receive a TAN via SMS or e-mail to complete the legitimation process.
After you have legitimised yourself via VideoID, the contract signing process is convenient and takes just a few steps. First, the complete contract is displayed and you confirm that you want to sign the contract electronically. You then order your digital certificate. First choose your personal signature password. To activate your certificate, you will receive a TAN via SMS on your mobile phone, which you must enter within 5 minutes. After confirming a few checkboxes, you identify yourself with the mobile phone number you entered and the password you gave yourself. The final TAN will be sent to you again by SMS. Enter it in the designated area for a legally valid signature. The signed contract PDF can then no longer be changed and is made available digitally to both you and Santander Consumer Bank AG. Data protection and data security are our top priorities: your digital signature is forgery-proof, can be documented and is encrypted. It is so secure that it replaces your personal signature.
Please send us an e-mail to email@example.com and you will receive the documents by post.
Your contact for questions about the financing application is the Santander E-Commerce Team:
02161 - 690 7680
Monday to Friday from 9:00 a.m. to 7:00 p.m.
The Santander financing application is compatible with the following browsers: Internet Explorer, Mozilla Firefox and Opera. With other browsers (e.g. Safari or Google Chrome), the functionality of the financing application cannot be guaranteed.
Too bad, now we have to go back to the glass ball or read in the coffee grounds to understand our visitors ...
Why do we have to do that? Quite simply, you have forbidden us to watch Your steps on our site with Google Analytics. That sounds dramatically to You, we know. But look at it: we do not even know who YOU are, we just see that SOMEONE looks at our pages, how he/she does that, how long this SOMEONE lingers on the respective pages, etc. We do not know who You are, whether You are male or female, how old You are, how Your weight is - no idea. Nor do we pass this data on to Google, we don not have them not at all! Nevertheless, this data of SOMEONE will provide us with valuable information about our site, we want You to like everything here, that You feel good and - of course - buy our products ...
So we can see where there are problems. If many visitors leave our site during the purchase process while choosing the payment method, we know that something is wrong and can improve it. Sounds good, right? Thats good for You and good for us. So it´s a win-win situation. So let us accompany You on Your way through our store. Deal?
Thanks, Harry can pack the glass ball ...
Great, you got it! Now we can work better on our offer again!